Bad Credit Credit Cards: Tools for Rebuilding Credit

For those who have a poor credit history, one important thing to remember is that simply using a bad credit credit card will not automatically repair your credit score. There is much more involved to successfully raise your score, and it all begins with you. Paying bills on time, making at least the minimum payments every month, etc. can all help you increase your credit score. Although bad credit credit cards themselves will not rebuild your credit history, they do provide great tools and services to help get you back on track. 

At CustomerCreditCards.com we provide people with a number of bad credit credit cards that they can search through and choose from. Each card has its own benefits and services to help people rebuild their credit score. Here are a few examples:

·         Your account information updated and available 24/7 so you can manage it your way

·         Have the ability to track your spending at no additional cost, with easy-to-use online budgeting tools

·         Email and text messages sent to remind you of your upcoming payment due dates

·         No fee when checking your balance with a text message

·         Pay rent, utilities and other bills online or over the phone

·         Knowledgeable customer service representatives to assist you with questions or concerns

These are just a few of the many different tools bad credit credit cards offer their customers to try and help them rebuild their credit scores. For more information of these cards and to find which one is the best fit for you, please visit our website today.

Earn Rewards While Christmas Shopping with your American Express Credit Cards

Now that the holidays are right around the corner, people will begin seeing more and more advertisements on television and in the newspaper for all of the Christmas sales. Although it can get expensive purchasing gifts for all of your friends and family, using your American Express credit cards gives you the opportunity to earn great rewards that you can enjoy as well. 

American Express has a variety of different credit cards that each offers their own type of reward, so finding the one that matches your interests is easy.  For example, if you are a frequent traveler then the Starwood Preferred Guest® Credit Card would be perfect for you. It offers free flights and free hotel stays with no blackout dates and has been given the 2011 SmarterTravel® Award for "Best Travel Rewards Card". Just imagine the money you can save by using your airline mile or hotel stay rewards on you next trip. 

If you would rather get cash back rewards, then the Blue Cash EverydaySM from American Express is better suited for you. This credit card allows customers to earn cash back on every purchase they make with the card. They can get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases. No matter what types of American Express credit cards you choose, you will quickly be able to earn great rewards while doing your holiday shopping. 

 Remember, there are many more of these American Express credit card offers available for you to search through online on our website at CustomerCreditCards.com.

CitiBank Credit Cards for College Students

The one thing that students are most excited about when moving off to college is their new found independence. Although this great independence is very exciting, students must also prepare for it wisely. One area in which students need to be prepared to handle themselves is their finances. Luckily, CitiBank credit cards offer a number of specialty cards create just for students. At CustomerCreditCards.com we have these offers available for you to search through to find the best fit for your college needs. Here are examples of two student credit cards CitiBank has available:

·         Citi Forward® Card for College Students: This student credit card offers a number of rewards to help students learn how to properly and responsibly use credit. For instance, it offers special APR reductions when the credit is used wisely as well as gives 100 ThankYou Points® when payments are made on time and when students stay under their credit limits. This student card does not require a co-signer, making it even easier for students to apply for it.

·         Citi® mtvUTM Platinum Select® Visa® Card: With this student credit card college students can earn a number of rewards for being responsible with their finances as well as their education. For example, students can earn 5 ThankYou Points® for every dollar spent at restaurants, bookstores, record stores, movie theaters and video rental stores with an additional 2000 ThankYou Points® twice a year for having a good GPA.

These specialized CitiBank credit cards give college students that opportunity to learn how to responsibly use credit, while building their credit history all at the same time. For more information about these and other student credit cards please visit our website today.

The Benefits of Balance Transfer Credit Cards

A common mistake that many people make is in thinking that all credit cards have significantly high interest rates. This is simply not true. In fact, there are a number of balance transfer credit cards available that allow people to transfer their current balance over from their old, high interest rate credit card, to these new lower interest rate ones. At CustomerCreditCards.com we offer people a variety of balance transfer options such as:

·         Discover® More® Card

·         Escape by Discover® Card

·         Citi® Platinum Select® MasterCard®

·         Citi® Platinum Select® Visa®

·         PenFed Promise VISA Card

                  ·        Iberiabank Visa® Classic Card, and more 

The major benefit of these balance transfer credit cards is that they can help people save money. Instead of wasting your money by having to pay high interest rates, you can transfer your current credit balance to one of these cards. Normally this type of card has a special low into APR for balance transfers. For example, some cards offer a love 1.99% APR for the first 6 months, while others offer 4.99%-6.99% APR for an incredible 24 months. This can give customers a chance to finally pay down their balances to a manageable amount, and eliminate the worry of falling into overwhelming debt.

If you are looking into balance transfer credit cards you are going to need a good credit rating. If this sounds like a credit card you would be interested in, please visit our website today for more information as well as to find the card that’s the best fit for your needs.

Use Zero Interest Credit Cards When Planning Your Wedding

Planning a wedding can be a very exciting, yet stressful time. Although it is fun to pick out the ceremony and reception locations, menus, decorations, etc. couples must also be considerate of their budget and how they plan to pay for the event. Since wedding can cost thousands of dollars, many couples choose to pay for certain things with their credit cards. This may seem like a good idea at first, but if there is high interest on these cards, couple will end up having to spend even more money paying off their debt. A good way to avoid this obstacle is to use zero interest credit cards when making your wedding purchases. 

Zero interest credit cards are the perfect way for budget-conscious couples to pay for their wedding expenses without having to worry about paying off high interest charges as well. At CustomerCreditCards.com we offer a number of zero interest credit cards from a variety of companies, each with their own rewards which may also be beneficial to planning your wedding. For instance:

·         Blue Sky from American Express SM: Besides offering zero interest, customers can also earn unrestricted travel rewards when making their purchases. The rewards you earn from this credit card can help you pay for your honeymoon airline tickets, car rentals, and hotel stays

·         BankAmericard Cash Rewards™ Visa Signature® Card: With this zero interest credit card users can earn cash back rewards (1% on every purchase). This means that couples can enjoy not only the perk of zero interest charges, but receiving cash back from all of their wedding purchases as well.

·         Escape by Discover® Card: This zero percent interest credit card by Discover offers a mix of reward options. For instance, couples can choose to earn airline miles or use their reward points on gift cards, online merchandise, or cash back. These rewards can help pay for wedding party gifts, centerpieces, etc. all of which will help extend your budget.

These are just a few of the many zero interest credit card offers we have at CustomerCreditCards.com. For more information about these and other credit cards, please visit our website today.