Earn Rewards While Christmas Shopping with your American Express Credit Cards

Now that the holidays are right around the corner, people will begin seeing more and more advertisements on television and in the newspaper for all of the Christmas sales. Although it can get expensive purchasing gifts for all of your friends and family, using your American Express credit cards gives you the opportunity to earn great rewards that you can enjoy as well. 

American Express has a variety of different credit cards that each offers their own type of reward, so finding the one that matches your interests is easy.  For example, if you are a frequent traveler then the Starwood Preferred Guest® Credit Card would be perfect for you. It offers free flights and free hotel stays with no blackout dates and has been given the 2011 SmarterTravel® Award for "Best Travel Rewards Card". Just imagine the money you can save by using your airline mile or hotel stay rewards on you next trip. 

If you would rather get cash back rewards, then the Blue Cash EverydaySM from American Express is better suited for you. This credit card allows customers to earn cash back on every purchase they make with the card. They can get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases. No matter what types of American Express credit cards you choose, you will quickly be able to earn great rewards while doing your holiday shopping. 

 Remember, there are many more of these American Express credit card offers available for you to search through online on our website at CustomerCreditCards.com.

What Can American Express Credit Cards do for You?

American Express credit cards were developed on the principle that they would make purchasing items both a safe and rewarding experience for American consumers. After 54 years of financial experience, American Express has proved itself to be a reliable credit card company dedicated to helping people achieve their goals. For business owners, American Express has credit card programs such as OPEN or PLUM which offer great deals on certain business expenses. They also specialize in credit cards that give its people rewards in travel, gas, cash back or 0% interest. At Customer Credit Cards, we offer many types of American Express creditcards that are perfect for all of your financial needs.

One of the specific American Express credit cards we feature on Customer Credit Cards is the American Express Gold Card. With this card, you are eligible to earn 10,000 membership reward points when you spend $500 in your first 3 months. These reward points can then be cashed in for $100 gift cards from a variety of travel, shopping, or restaurant locations. As a Gold Card member you will also have access to special concerts, shows, sporting event, etc. For those who want to experience true VIP service, the American Express Gold Card is for you.

Another type of credit card is the Blue Sky from American Express. This card was rated as the "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010. This award was well deserved as the Blue Sky card features travel awards good for any airline, hotel, or rental car company with no blackout dates. For those who love to travel and explore the world the Blue Sky from American Express is the perfect credit card for you.

Visit Customer Credit Cards online to learn more about the many different types of American Express credit cards we offer and start getting the rewards you deserve today!

Credit Cards with Rewards

Taking advantage of credit cards with rewards programs enables consumers to receive cash back, earn points for merchandise, and earn travel benefits! Credit card companies offer a wide range of reward programs designed to fit every type of consumer's lifestyle. To find the perfect rewards program for you, you must do the research to determine which credit card will provide you with the most value.

Cash Back Rewards

Credit card companies that offer cash back rewards pay their customers is cash or rebate form a percentage of their total charges. Cash back reward programs are more straightforward than other reward programs. The Discover More card allows customers to receive up to 5% in cash back and Discover does not require an annual fee.  Discover customers may use their cards to earn their cash back rewards at places such as gas stations, restaurants, travel expenses etc.

Points Rewards

Points Reward programs, like the one offered by various American Express credit cards, including their Gold card, allow customers to earn points with each purchase. Once a customer has racked up enough reward points hey may redeem those points for merchandise gift cards, groceries, events etc. The American Express Gold card lets customers earn points redeemable for select gift cards, exclusive access to events such as concerts, and offers protection against loss, and theft.

Travel Rewards

For frequent travelers, earning air miles may be a very desirable feature when deciding on the best credit cards with rewards. The American Express Blue Sky rewards card has no limits, no expiration date, and no annual fees. Rated the best airline credit card, Blue Sky from American Express has no travel restrictions, blackout dates, and customers may redeem their travel points with any airline, car rental company, or hotel!

At Customer Credit Cards we offer these cards and programs right on our website! Browse through all of the credit cards and programs we offer and determine which rewards program you can benefit most from today!

Best Small Business Credit Cards

Best Small Business Credit Cards
When starting a small business, it may seem counterintuitive to have credit card debt right off the bat. But like any business, you have to spend money to make money. And for small business owners, credit cards have benefits well beyond great cash flow and ease-of-use.

The hardest part of entrepreneurship for most small business owners is bookkeeping; developing the discipline to create, and keep, an effective budget. Business credit cards allow small business owners to keep business and personal expenses completely separate.

This comes in handy when tax season rolls around. Credit card statements and online tools make it easy to extract your business expenses on your Schedule C or other business tax forms. If you ever get audited, you have a much better case if you can show that you keep your business and personal expenses completely separate. It also makes bookkeeping easier because your credit card company automatically tallies up and, in most cases, categorizes your expenses for you.

Some credit cards help you out more than others. At CustomerCreditCards.com, you can compare these cards side-by-side and see which will help you most effectively. Here are just a few that we love.

True Earnings Costco Business American Express Credit Card

This card tops tons of small business hot lists for its high-value rewards on things small business owners need like travel, gas and entertainment expenses. The card offers 4% cash back on your first $6,500 worth of gas at any Costco or domestic gas station; 3% cash back on eating out and dining at restaurants; 2% cash back on all travel purchases which include plane tickets, lodging, cruises, tour operators; etc, and 1% cash back on everything else.

Citibank Credit Cards Dividend Rewards Card

Citibank Credit Cards Dividend Rewards Card offers 5% off of gas, groceries, drug stores, and utilities for 6 months, after which it becomes 2%. Also, there’s 1% cash back on everything else.s

Simply Cash OPEN American Express Credit Card

When it comes to cash back, you can’t beat Simply Cash, an American Express Credit Card. The card offers 5% cash back on office supply and wireless purchases, 3% cash back on all automobile gasoline purchases and 1% cash back on everything else. Cash back is automatically credited every month. But unlike a lot of other small business cards, Simply Cash requires no annual fee.

Check out these and other credit card offers at CustomerCreditCards.com.

Michaels Debit Card Fraud Spotlights Need For Credit Cards

As more details emerge about Michaels—the craft supply chain where employees allegedly installed debit card skimmers to track and collect customer information, clone debit cards and steal millions from customers in 20 different states—one fraud professional is warning against the use of debit cards as a form of payment. Instead, he says, credit cards have become the safest form of payment.

Frank Abagnale, a former fraudster turned security consultant who was the inspiration for the film "Catch Me if You Can," told ABC News this week, "I don't have a debit card. I believe it's one of the worst financial tools ever given to the American public."

Abagnale became notorious in the 1960s for passing $2.5 million worth of meticulously forged checks across 26 countries over the course of five years, beginning when he was 16 years old. After serving less than five years in federal prison, he went to work for the FBI and later started his own security-consulting firm. Abagnale sees the recent Michaels case and believes there is a better way.

"The safest form of payment that truly exists on the planet is the credit card," says Abagnale. "I removed 99 percent of the risk because I spend the credit card company's money. If someone looks over my shoulder and gets my number, I have zero liability."

Abagnale may be on to something. Companies like American Express Credit Cards, Citibank Credit Cards and Discover Credit Cards have installed complex fraud preventions to protect your charges and your credit score. Feel free to shop and compare them at CustomerCreditCards.com. But, until then, here are a few highlights of their services.

Forget those free credit report commercials offering a free glance at your credit score. What those commercials tell you in lightning fast jargon at the very end is that you will be automatically enrolled in Triple Advantage, a $15/month credit monitoring system that will simply watch over your credit score and alert you if there are any changes. Citibank Credit Cards offer a better way. With Citi Identity Monitor, you pay just $12.95 per month, which provides you with the same monitoring, plus online access to fraud and credit education. And, the best part is, you get Identity Theft Expense Reimbursement Coverage of up to $25,000.

Keeping your information stable and secure is part of keeping healthy credit. With that in mind, Discover Credit Cards sends by-phone and e-mail alerts for any of the following changes: new accounts opened in your name, new applications for credit, address changes, public record changes, and any other potentially negative information on your credit files.

In November 2010, American Express Credit Cards added another layer of security for its customers—online certainty. The company purchased Accertify Inc., a company that sells fraud prevention services to online retailers and other merchants. Together with Accertify, American Express Credit Cards can offer an extra layer of security when consumers choose to buy online.

Going Somewhere? Get Out Of Town With American Express Credit Card Miles This Summer!

Summer is almost here once again and the beauty of the great outdoors is calling. So, what’s the reason able thing to do? Take a vacation. After all, those vacation days aren’t going to spend themselves! But before you decide where to go, you should take a look at your credit card. Are you getting all the free travel you could be out of your credit card?

By asking a few key questions (and getting the right answers) you can maximize your travel potential and pay less for your vacation. Would an American Express credit card save more on air miles than a Discover credit card? What are the blackout dates like on a Citibank credit card? Does my credit card offer miles on all the largest airlines? When it comes to air travel, no one has more reward options than American Express credit cards.

One of the first things to look for in a credit card with good air miles is how the card allows you to build up points that can be used for air travel. For example, American Express Credit Cards released the Starwood Preferred Guest card, which lets you earn at least one StarPoint for every dollar spent. Purchases made at Starwood hotels earn double points in addition to the points you would normally earn for your stay. All together, this can total 5 Starpoints for every dollar spent. Also, Starwood points can be redeemed at any Starwood hotel for any room available at any time. There are no blackout dates or capacity restrictions.

Some cards are better for road warriors than others. If you are someone who constantly travels for work and spends more time in the air than in your home, look into cards like the Platinum Rewards American Express credit card. Many traditional travelers balk at the $450 annual fee, but that buys you $200 a year in airline fees like checked bags, in-flight meals, access to Priority Pass Select airport lounges (normally $249 for 10 visits), and zero foreign transaction fees.

One frustrating part of any air traveler’s journey is going through airport security. But when American Express credit cards did away with foreign purchase fees, they also added free membership to Global Entry, which offers expedited security clearance for pre-approved travelers entering the United States.

So let American Express credit cards put you in the air this summer with better travel rewards.

You can get more information on these cards and other card offers at CustomerCreditCards.com

The Best Credit Cards for Each Stage of Life

Just like clothes, cars, friends, and homes, as we go through the different stages of our life, we grow out of our credit cards. We start to want different rewards, different features, and different perks to help navigate our new financial course. But which credit card to choose? CBS Money has come up with a card for each stage of life that will help you choose the card that is best for you, including Citibank credit cards, American Express credit cards, and Discover credit cards. 

For College Grads

For new graduates, Lynnette Khalfani-Cox, author of "Perfect Credit" and founder of the free financial advice blog "Ask The Money Coach," recommended the Citibank credit card known as Citi Forward. This card offers young spenders benefits for paying on time, like an up-to-2 percent reduction on their interest rate. Beyond this offer, which is currently featured on CustomerCreditCards.com, Forward rewards you for doing things socially, like visiting the movies, restaurants or coffeehouses—great for young grads. 

For Newlyweds

Paying for a wedding? Want to transfer your debt from your college interest cards to something better? Try the Discover More card offered by Discover credit cards. Discover More offers 18 months with 0 percent APR on balance transfers, so you have a year-and-a-half to pay off those old debts that have been hanging over your head. 

For Parents

Want to get a head start on the college fund but don’t know how to get it going? Let your credit card do the work. American Express credit cards partnered with Fidelity Investments to give you cash back rewards that go right into a Fidelity account for college. They’ll get there sooner than you think. Best to be prepared.

Each of these stages is unique, so it is best to examine these cards carefully and make sure you have the best information available before signing up for any credit card. But with CustomerCreditCards.com, you can make a more informed decision, no matter what stage of life you are in.