Reward Programs Offered by Discover Credit Cards

Discover Credit Cards remain one of the most popular credit card issuers because they offer so many unique reward programs to their customers. No matter what type of lifestyle people lead, (a parent, frequent traveler, college student, etc.) they will be able to find a Discover Credit Card that fits not only their financial needs, but also provides them with useful rewards.

Here at Customer Credit Cards, our mission is to help people find credit card offers that are the perfect fit for all of their needs. These are a few of the many popular reward programs Discover Credit Cards offer through our website:

·         Discover® More Card: This popular credit card offers its users a 5% Cashback Bonus® when they make purchases in certain categories such as gas, restaurants, grocery stores, department stores and more. Customers can also enjoy an up to 20% Cashback Bonus® when they make purchases online from certain retailers. These categories and retailors change every couple of months, making it even easier for customers to find a way to earn Cashback Bonuses®.

·         Miles by Discover® Card: This is the perfect credit card for frequent travelers. This card provides its customers with a number of travel-related rewards such as the ability to earn 1 airline mile for every $1 they spend, and secondary collision damage insurance when customers rent a car with their Discover Credit Card.

·         Discover® Student Card: This is a great first credit card for students. Rewards include the 5% Cashback Bonus® in categories that students make frequent purchases like department stores, gas, movie theaters and more. Students can build their credit history while earning cash rewards at the same time.

Discover Credit Cards Offer Cash Back on Your Purchases

Discover credit cards reward their users with cash back on their purchases as a way of saying “Thanks” to their customers. Discover offered cash back from the first day they started offering their credit cards to the public in order to stand out from the crowd. No other credit card comes close to offering the same cash back benefits that the Discover card does on a regular basis.

It simply makes sense to use Discover credit cards. They pay the cardholders to use their money. Paying the balance off every month means that the user tips the cash back in his or her favor. Maintaining a zero balance on the card and paying it off every month means that there is no interest charged on the monies used. Discover nonetheless still pays the user a percentage of that money back.

Customercreditcards.com lists all of the available Discover credit cards in one place. You can peruse the offerings at your leisure and select the card that has the best cash back perks that fit your needs. For example, the standard Discover card has a five percent cash back bonus for certain categories such as gas, restaurants and more.

All the information for Discover credit cards is laid out clearly, listing the annual percentage rate, bonuses, incentives and even type of credit needed to obtain the card. We make it easy for you to shop for the Discover card of your choice.

Discover Travel With Discover Credit Cards

Traveling is simply wonderful. Experiencing new places, tasting exotic foods, soaking up local culture, and just encountering something new and different is always most enjoyable and with Discover credit cards travel can be made easier than ever.

Why fret over pricey airfare, steep hotels rates, and costly restaurant bills? There is another way to do this that requires minimal cash outlay. Do not fear this does not involve maxing out any credit cards. Rest assured there is a better way. Discover credit cards offer the opportunity to virtually travel for free. No, this is not a pipedream, it is true. Discover offers rewards in the form of cash back bonuses, travel credits, gift cards, and even opportunities for charitable donations. Discover credit cards rewards can be accumulated and then utilized to take a grand vacation anywhere in the world that might be desired.

Here’s how to accomplish that goal. Use Discover credit cards for everything. Pay bills; buy food, gasoline, shop, movie, event, and concert tickets, whenever eating out, and even charitable donations. Follow normal routines only using Discover credit cards as payment. It is a great way to gain reward points towards future trips. Don’t forget to set aside the cash and pay the Discover card in full at the end of each month. Using this method will gain enough rewards to jet off on an exquisite dream vacation courtesy of Discover credit cards. Have fun and enjoy.

Make an Escape with Discover Credit Cards

Have you ever wished you could escape to a tropic island for a relaxing vacation, or maybe go on an adventure exploring the great Colosseum in Rome? Now with the Escape Discover credit cards users can earn miles and other travel rewards by making everyday purchases. 

 The Escape credit card by Discover has been ranked #1 in customer loyalty, and it's for good reason. This card offers a number of great travel rewards that are easy to earn and even easier to use! For example, new customers have the opportunity to earn $250 in travel rewards and 1,000 bonus miles every month they make a purchase for the first 25 months they have the card. After those first 25 months, customers can then earn double miles for every $1 they spend. Whether you use your credit card frequently or not, you are sure to quickly earn up airline miles with Escape Discover creditcards. 

After customers have earned up enough miles to take the trip they have been dreaming of, they can get ready and go whenever they want! Unlike other credit card companies that put endless restrictions on when and where customers can use their airline miles, there are no blackout dates with the Escape card from Discover. The same goes for all of their travel rewards. Customers are free to use their rewards on any hotels, rental cars, etc. Customers can also enjoy special travel privileges when they use their Escape Discover credit cards to book trips. For example they can receive travel insurance benefits that include a primary car rental, lost or damaged luggage, travel delay, and trip cancellation. Only this credit card can offer this many great travel rewards and security benefits. So the question is, are you ready to make your great Escape?

For more information about this and other popular credit cards please visit Customer Credit Cards' main website.

Best Credit Cards For Balance Transfers

Less than five months gone in 2011 and already, it looks like a banner year for credit. Unemployment is down, the economy is adding jobs and people are starting to pay back what they owe. If you would like to be one of them, there is no better way than with balance transfer cards.

Balance transfer cards help you save money by transferring your balance from a high interest rate card to a card that has a zero percent introductory rate on balance transfers, giving you a grace period to pay off your outstanding balance. These cards allow you to pay off high balances racked up during big events like paying for a wedding or starting a small business. Learn about two of the best balance transfer cards below, or let Customer Credit Cards show you more helpful hints.

MORE by Discover Credit Cards: Discover Credit Cards offers MORE, a card long thought to be the industry leader in balance transfer cards. As of May 1, however, the card’s 18-month grace period on balance transfer interest has been reduced to 15 months. While this will likely deter some would be transferors, the card still offers some sterling features. The balance transfer interest rate may have been reduced but the 0% intro on new purchases has increased from six months to 15 months. Some other noteworthy features of this card are the 5% cash back structure on rotating categories such as food, travel, gas, entertainments, home improvement, etc. With no annual fee and a balance transfer fee of just $10 or 4% of the transfer amount, this card is still one of the best values around for balance transfer customers.

Citibank Credit Cards Platinum Select MasterCard: This Citibank credit card offers zero percent intro APR for a whopping 21 months! This grace period leads the industry. After the intro period is over you will incur an APR between 11.99% and 20.99%. This card comes with no annual fee and a generous cash back structure that includes gift cards, travel, merchandise, etc. Besides having a longer grace period, the Citibank Credit Cards Platinum Select offers a lower balance transfer fee than the Discover Card with a fee of just $5 or 3% of the transfer amount (whichever is greater).

Compare these and other credit card offers at CustomerCreditCards.com.

Michaels Debit Card Fraud Spotlights Need For Credit Cards

As more details emerge about Michaels—the craft supply chain where employees allegedly installed debit card skimmers to track and collect customer information, clone debit cards and steal millions from customers in 20 different states—one fraud professional is warning against the use of debit cards as a form of payment. Instead, he says, credit cards have become the safest form of payment.

Frank Abagnale, a former fraudster turned security consultant who was the inspiration for the film "Catch Me if You Can," told ABC News this week, "I don't have a debit card. I believe it's one of the worst financial tools ever given to the American public."

Abagnale became notorious in the 1960s for passing $2.5 million worth of meticulously forged checks across 26 countries over the course of five years, beginning when he was 16 years old. After serving less than five years in federal prison, he went to work for the FBI and later started his own security-consulting firm. Abagnale sees the recent Michaels case and believes there is a better way.

"The safest form of payment that truly exists on the planet is the credit card," says Abagnale. "I removed 99 percent of the risk because I spend the credit card company's money. If someone looks over my shoulder and gets my number, I have zero liability."

Abagnale may be on to something. Companies like American Express Credit Cards, Citibank Credit Cards and Discover Credit Cards have installed complex fraud preventions to protect your charges and your credit score. Feel free to shop and compare them at CustomerCreditCards.com. But, until then, here are a few highlights of their services.

Forget those free credit report commercials offering a free glance at your credit score. What those commercials tell you in lightning fast jargon at the very end is that you will be automatically enrolled in Triple Advantage, a $15/month credit monitoring system that will simply watch over your credit score and alert you if there are any changes. Citibank Credit Cards offer a better way. With Citi Identity Monitor, you pay just $12.95 per month, which provides you with the same monitoring, plus online access to fraud and credit education. And, the best part is, you get Identity Theft Expense Reimbursement Coverage of up to $25,000.

Keeping your information stable and secure is part of keeping healthy credit. With that in mind, Discover Credit Cards sends by-phone and e-mail alerts for any of the following changes: new accounts opened in your name, new applications for credit, address changes, public record changes, and any other potentially negative information on your credit files.

In November 2010, American Express Credit Cards added another layer of security for its customers—online certainty. The company purchased Accertify Inc., a company that sells fraud prevention services to online retailers and other merchants. Together with Accertify, American Express Credit Cards can offer an extra layer of security when consumers choose to buy online.

Going Somewhere? Get Out Of Town With American Express Credit Card Miles This Summer!

Summer is almost here once again and the beauty of the great outdoors is calling. So, what’s the reason able thing to do? Take a vacation. After all, those vacation days aren’t going to spend themselves! But before you decide where to go, you should take a look at your credit card. Are you getting all the free travel you could be out of your credit card?

By asking a few key questions (and getting the right answers) you can maximize your travel potential and pay less for your vacation. Would an American Express credit card save more on air miles than a Discover credit card? What are the blackout dates like on a Citibank credit card? Does my credit card offer miles on all the largest airlines? When it comes to air travel, no one has more reward options than American Express credit cards.

One of the first things to look for in a credit card with good air miles is how the card allows you to build up points that can be used for air travel. For example, American Express Credit Cards released the Starwood Preferred Guest card, which lets you earn at least one StarPoint for every dollar spent. Purchases made at Starwood hotels earn double points in addition to the points you would normally earn for your stay. All together, this can total 5 Starpoints for every dollar spent. Also, Starwood points can be redeemed at any Starwood hotel for any room available at any time. There are no blackout dates or capacity restrictions.

Some cards are better for road warriors than others. If you are someone who constantly travels for work and spends more time in the air than in your home, look into cards like the Platinum Rewards American Express credit card. Many traditional travelers balk at the $450 annual fee, but that buys you $200 a year in airline fees like checked bags, in-flight meals, access to Priority Pass Select airport lounges (normally $249 for 10 visits), and zero foreign transaction fees.

One frustrating part of any air traveler’s journey is going through airport security. But when American Express credit cards did away with foreign purchase fees, they also added free membership to Global Entry, which offers expedited security clearance for pre-approved travelers entering the United States.

So let American Express credit cards put you in the air this summer with better travel rewards.

You can get more information on these cards and other card offers at CustomerCreditCards.com

The Best Credit Cards for Each Stage of Life

Just like clothes, cars, friends, and homes, as we go through the different stages of our life, we grow out of our credit cards. We start to want different rewards, different features, and different perks to help navigate our new financial course. But which credit card to choose? CBS Money has come up with a card for each stage of life that will help you choose the card that is best for you, including Citibank credit cards, American Express credit cards, and Discover credit cards. 

For College Grads

For new graduates, Lynnette Khalfani-Cox, author of "Perfect Credit" and founder of the free financial advice blog "Ask The Money Coach," recommended the Citibank credit card known as Citi Forward. This card offers young spenders benefits for paying on time, like an up-to-2 percent reduction on their interest rate. Beyond this offer, which is currently featured on CustomerCreditCards.com, Forward rewards you for doing things socially, like visiting the movies, restaurants or coffeehouses—great for young grads. 

For Newlyweds

Paying for a wedding? Want to transfer your debt from your college interest cards to something better? Try the Discover More card offered by Discover credit cards. Discover More offers 18 months with 0 percent APR on balance transfers, so you have a year-and-a-half to pay off those old debts that have been hanging over your head. 

For Parents

Want to get a head start on the college fund but don’t know how to get it going? Let your credit card do the work. American Express credit cards partnered with Fidelity Investments to give you cash back rewards that go right into a Fidelity account for college. They’ll get there sooner than you think. Best to be prepared.

Each of these stages is unique, so it is best to examine these cards carefully and make sure you have the best information available before signing up for any credit card. But with CustomerCreditCards.com, you can make a more informed decision, no matter what stage of life you are in.