Why you need a Small Business Credit Card

Would you manage your personal finances without using a credit card? For most of us, the answer is no, so why wouldn't you use a credit card for your business finances? Using a separate small business credit card can help you build your credit and develop your brand. Using a credit card to make all of your business purchases can help nurture your growing sales and support your business so it may thrive.

Acquiring a business credit card will help you stay organized by separating your personal and business finances. You will have the ability to keep accurate and easy-to-understand records. Many of the credit card companies we work with offer services that track and organize all of your expenses into convenient categories. Keeping your personal and business finances separate will not only make your life easier, but you will also make it easier for your accountant!

Owning and running a successful business often requires number of unavoidable expenses. For example, if you have to make a business trip then you have to pay for travel expenses such as hotel stays and transportation services. You cannot reserve a hotel room, rent a car, or purchase a plane ticket without a credit card. Obtaining a business credit card will make paying and managing these expenses much more simple.

Most business credit cards offer great rewards programs. Every time you make a purchase using your business credit card you rack up points to redeem as cash at a variety of retail stores. Use those rewards to buy office supplies, pay for gas, or for any other of your business needs and cut your expenses!

Just like you need to build personal credit, you should also be working on building your business credit. Building credit will not only give your company credibility, but it will also increase your chances of getting approved for any future loans you may want to take out for your business. Whether you use that loan to expand your office, make repairs to your store, or extend your product line, you will not regret taking the time to strengthen your financial standing.

Browse our website to find the perfect business credit card for building your small business!

Ink Plus with Ultimate Rewards from Chase Bank is the Ultimate in Business Credit Cards with Rewards

Ink Plus with Ultimate Rewards is the ultimate business credit card with rewards from Chase Bank. Every company needs a business credit card and Chase Bank has made having a business credit card rewarding through their Ultimate Rewards program.

With Chase Bank you are automatically enrolled in Ultimate Rewards, giving you unlimited access to a variety of rewards such as gift cards and certificates, travel discounts and perks, experience planning and discounts, merchandise discounts, cash back and more.

An overview of the discounts Ultimate Rewards offers: 

Gift Cards and Certificates—Reward an employee for a job well done or treat a client to dinner with a wide variety of gift cards to fit that perfect occasion.

Travel—Book flights on most major airlines and fly any class, any destination. If a seat's available, it's yours. No restrictions, no blackout dates. Or browse and reserve hotel rooms, car rentals and more.

Experiences—A world of adventure, fine dining and fun await you. Or take part in one of our online auctions to bid on that perfect experience.

Merchandise—Browse a wide range of products, including the latest and greatest in electronics, office supplies and more.

Cash Back and More—Use points for a rewards check, starting at just 2,000 points for a $20 check. Or use your points to reinvest in your business: Turn a recent purchase of almost anything made with your Ink Card into a credit to your statement with Pay Yourself Back.

With Ink Plus, not only do you get the best business credit card available and one of the best  credit cards with rewards--Ultimate Rewards, but you also earn bonus points when you shop or travel. You earn 1 point for every dollar you spend, and up to 10 points for every dollar you spend online at more than 400 of your favorite merchants conveniently located online at the Ultimate Rewards Mall. Plus, you earn double points for every dollar spent while purchasing airfare online through Chase Bank's Ultimate Rewards Travel Tool. In addition, there are no limits to how much you can earn and your points never expire. 

Not to mention the other benefits of Ink Plus from Chase Bank. With Ink Plus you receive complimentary airport lounge access and premium travel benefits, the ability to earn up to 35,000 bonus points your first year, and $100 bonus cash back after your first purchase which equals an additional 10,000 bonus points. Ink Plus also offers a 0% 6 month introductory APR on purchases and balance transfers and the first year free—a $60 value. 

Ink Plus is a business credit card with more bang for your buck and high-level rewards. Choose Chase credit cards for your next business credit card and start earning rewards immediately.